Here is how the warranty works: You are entitled you some or all of your money back if we have not removed/corrected enough negative/disputed items from your credit reports. It's that simple!

After 6 months of our service you can request an evaluation/audit of your account. We will add up the complete value of all successfully deleted/corrected items and compare that amount to what you have paid. If what you have paid is more than the value of the deleted/corrected items we will refund you the difference. To determine the total value of our service we count the number of items we successfully deleted/corrected and multiply that by $50.00 per item. We use the amount of $50.00 per deleted/corrected item as the fair market value for our service.

Here are a few examples of how the warranty works.

Example 1


If after 12 months we have deleted only 2 items from your credit reports. You started with 15 negative items, 13 of which remain. Your refund would be computed as follows:

Your cost for 6 months: $349.00 ($99 initial + 5 months x $50.00/ea)
Value of services rendered: $100.00 (2 deletions x $50.00/ea)
Amount you owe: $0
Amount you get back: $249.00 (If you already paid in full)


Example 2

Now imagine that after 12 months we have successfully removed 25 of the 27 negative items on your credit reports. Your refund would be computed as follows:

Your cost for 12 months: $649.00 ($99 initial + 11 months x $50.00/ea)
Value of services rendered: $1,250.00 (10 deletions x $50.00/ea)
Amount you owe: $0
Amount you get back: $0

The first example shows results which are way lower than our average client's, but it is a good example of how the warranty actually works.

Note: If you have very few negative items when you begin our service, so few that if all the items were deleted the value would still not equal the warranty value. We will then assign your negative items a new value equal to your total fees paid divided by the total number of negative items.

This warranty is designed to reassure you that our goal is truly to remove negative/disputed accounts form your credit reports and that if we can't, we will gladly refund your money. It's as simple at that!

If you have any questions regarding our warrantee, please feel free to e-mail or call us today!





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